Terms and Conditions

These terms explain how Real Money Casinos works, what you can expect from the information on mountainlight.com, and what we expect from you as a reader. By using this site, including any pages listing casino offers such as free spins no deposit promotions, you accept the terms set out below.

What this site does and does not do

mountainlight.com is an independent information and comparison resource covering online casinos available to residents of the United States. We publish research, editorial ratings and offer summaries — including welcome bonuses and free spins promotions — to help readers compare options. We are not a casino, we do not accept deposits or wagers, and we do not process withdrawals. Any gambling activity you undertake happens directly with the licensed operator you choose, under that operator's own terms.

Nothing on this site is gambling advice, financial advice, or a guarantee of any outcome. Casino games carry a built-in house edge and results are never guaranteed, no matter how an offer is worded.

Commercial disclosure

Real Money Casinos may earn a commission when readers sign up with a casino through links on this site. This does not influence how we rate or rank operators, and it does not cost you anything extra. Editorial ratings reflect our own research criteria, not payments received.

How we assess and present offers

Where we list operators such as Raging Bull, Uptown Aces, Ignition, Free Spins, Ducky Luck, Zumba Cards, Slots and Casino, Slots of Vegas, Card Crush and Bets.FM, the headline offer shown alongside each is provided as a summary only. Commission arrangements do not buy a higher position on this site — ranking reflects our own review process. Full terms for any bonus, including wagering requirements, expiry dates, maximum withdrawal caps and eligible games, are set by the operator and are always subject to change without notice to us. You are responsible for reading and understanding an operator's own bonus terms before you claim anything, including offers such as free spins no deposit bonuses.

For a closer look at how these promotions typically work, see our page on online casinos with free spins no deposit bonuses.

Eligibility to use this site and to gamble online

• You must meet the minimum legal gambling age that applies to you, which is typically 21 and may differ by state and by activity.
• You must be physically located in a state where online real-money gambling is legal at the time you play, regardless of where you are registered or reside.
• Availability of specific casinos, games and bonuses depends on state-by-state regulation in the US, and some operators listed here may not accept players from every state.
• It is your responsibility to confirm the legal status of online gambling in your own state before signing up anywhere.

Accuracy of information

We take reasonable care to keep bonus details, ratings and general information current as of {{ fact-check date }}, but online casino terms, licensing status and promotions change frequently and without warning. We do not guarantee that every detail on this site is accurate at the moment you read it. Always verify current bonus terms, licensing information and payment options directly on the operator's own website before depositing or playing.

Licensing, security and fairness — what to check yourself

We only cover casinos that hold some form of licensing or regulatory oversight relevant to where they operate, and we encourage readers to independently confirm an operator's current licence before playing. As a general practice, you should:

• Confirm the casino's licence is active and check which regulator issued it.
• Check that the site uses HTTPS encryption before entering any personal or payment details.
• Look for evidence that games use certified random number generators (RNGs) and, where relevant, independent testing.
• Understand that Return to Player (RTP) figures are long-term statistical averages, not a prediction of what will happen in any single session.

Payments, deposits and verification

Casinos reviewed on this site may support payment methods common to the US market, such as ACH bank transfer, debit cards, online banking, digital wallets, cryptocurrency, PayPal where available, online cash transfer services, and in some cases cash deposits at partner locations. Processing times, fees and minimums vary by operator and by method, and are set by the casino, not by us. Most licensed casinos require identity verification (KYC) — proof of identity, address and payment ownership — before processing a withdrawal. This is a standard, legally required step, not a sign of a problem with your account.

Responsible gambling

Gambling should stay entertainment, not a way to make money or solve financial problems. Never gamble with borrowed money, and never treat a bonus or free spins offer as a reason to spend beyond what you can afford to lose. Set deposit and time limits before you start playing, and stop if gambling stops being enjoyable or starts affecting your finances, relationships or wellbeing. Most licensed US casinos offer self-exclusion programs and account limits on deposits, losses and session time. For further information, tools and links to support services, see our Responsible Gambling page.

Limitation of liability

Real Money Casinos is not responsible for losses, disputes, delayed withdrawals, account closures or other issues arising from your use of any third-party casino listed on this site. Any dispute about an offer, bonus term or withdrawal should be raised directly with the casino operator involved, and where applicable, with the regulator that licenses it.

Changes to these terms

We may update these terms from time to time to reflect changes in the industry, in regulation, or in how this site operates. The version shown here is the one currently in effect. Continued use of mountainlight.com after an update means you accept the revised terms.

Questions about these terms

If anything here is unclear, or you want to raise a question about a specific listing on this site, you can reach us through our Contact Us page. You can also learn more about how we research and rate casinos on our About Us page.